Business English Vocabulary: The Stock Market

source:  English Lessons with Adam      2015年7月13日
--investing / stocks / shares / stockbroker / IPO / ROI / yield / bonds / mutual funds / portfolio / bear market / bull market / index/indices / blue chip stocks / volatility / equity

Hi again. I'm Adam. Welcome back to Today we're going to look at some business English, with an introduction to investing. Now, what is investing? Investing is putting your money someplace with the hope that more money will come back to you later. Okay? So it's making money over time. Many ways to do it, but today we're going to look more specifically at the stock market. Now, before we begin to look at the stock market, we need to know all the different words that you will find in the stock market discussion.

Of course, we have to look at "stocks". So: "stocks" and "shares". Now, many people get confused: what is a stock? What is a share? Realistically, these are basically the same thing, but subtle differences between the two. So, when a company decides that it wants to make money, so it can expand its business, it wants to raise capital. "Capital", it's a big word, there's lots of meanings to it. We're going to look at that a different time. But for our case, "capital" means money. They want to make money, they want to raise capital so they can grow their business. So what they do is they sell stock. Stock is a partial ownership of the company. So when you buy stock, you get a piece of paper, you get a certificate that says that you own part of this company. And because you own part of the company, you have certain rights. You can make... You can vote for changes, you can vote for things that the company should do.

Now, what is a share? A share is an equal piece of the stock. So, for example, a company sells $100 worth of stock. That's the full amount of the ownership that the company makes available to the public. Now, this stock, this total amount, they divide into 100 shares. Okay? So you buy as many shares as you want of this stock. So because you have 100 shares, the full stock is $100. Each share is, of course, $1. You buy 10 shares, that mean... That means you're buying 10% of the available stock. You're buying $10 worth of shares. Now, you own stock, you own shares in the company. In that case, it's the same thing. Now, when you talk about stocks, you can say: "I own stocks."

So let's go to this word quickly: "portfolio". Your portfolio is the collection of your investments. You may have stocks, you may have mutual funds, you may have bonds, you may have commodities, you may have real estate. You may have all kinds of different investments. If part of your portfolio is stocks, you say: "I have some stocks." It means I can have five company's stocks. But when you say: "I have shares", then you have shares of a company. Okay? I have stocks in 10 different companies. I have shares... I have 10% or I have 100 shares in this company, I have 50 shares in that company, I have 2,000 shares in that company. But all together, you have stock. Okay? So it's a total amount of the companies that you own.

Now, if you want to buy stocks or trade stocks, if you want to buy and sell your shares, you can contact a "stockbroker". Okay? A broker is somebody who deals with trades; buys, sells stocks on the stock market. These days, you can just go online and find a "brokerage" which is a website or a company that lets you buy and sell your own stocks and shares. Okay.

Next: we have "IPO", this is "Initial Public Offering". Sorry I'm a little bit off line, here. When a company decides: "Okay, we need to make more money. We need to raise capital. We need to sell some stock of our company." So the first time that they sell this stock, there's a big event, you know, like it's a big promotion, they have to market it, they have to tell the public: "Look, we're going to sell stock. Get ready." This is the initial public offering. The first time that they sell stock. We actually don't say: "Sell". They don't sell stock; they issue stock. And then the stock brokerage or the stockbrokers, they buy and sell the stock.

Next: "ROI". This is a very important thing to consider. "Return On Investment". Before you buy anything, before you invest your money in anything, you always have to consider your ROI. How much money do you hope to get back? How much money do you think you will get back? Because at the end of the day, a stock market is a gamble. There's high-risk and there's low-risk companies. Your return on investment, obviously, you're hoping to make money. You hope to get a positive yield.

Photography & Tech Slang Words

source: Learn English with Let's Talk      2015年7月29日
Visit our channel :

# Selfie - is a self picture typically taken with a digital camera or the camera phone held at arm’s length or by pointing it at a mirror. Selfie’s are often shared on social networking sites.
# Groupie – Groupie is pretty much like a Selfie picture when two or more people pose and a picture is taken by one member of the group by extending the arm to capture all the members of the group in the picture.
# Belfie – A Selfie picture of a person’s buttocks
# Photobomb – When someone drops or hops in a picture unexpectedly right before it is taken and tends to spoil the picture it means that person photobombed the picture or that person is called a photobomber.
# Shutterbug (American Slang)
Shutter nutter (British Slang) – A term used for a photographer who eats drinks and sleeps photography. It means that the only thing the photographer does is shoots and clicks anything and everything all day long.
# Uncle Bob – It is a term used by the wedding photographers to describe a relative with a camera who tends to get in the way of the hired photographers.
# Paparazzi – Paparazzi are the photographers who take picture of the celebrities usually when they are living their routine lives. They take an advantage of any opportunity and invade their personal space.
# Phablet - A phablet is a class of mobile device designed to combine or straddle the form of a smartphone and tablet
# Pap – To take photography of a celebrity without their permission.
# Blower - Slang word for a telephone
# Hot spot - A hotspot is a physical location that offers Internet access over a wireless local area network (WLAN) through the use of a router connected to a link to an Internet connection.

Go from BORING to INTERESTING with English rhythm

source: English Jade - Learn English       2015年7月4日
In this lesson, you will learn many ways to make your speech more captivating for your audience by adjusting your speech rhythm, which includes syllable stress, word stress, and vocabulary choice. You will also learn how you can use poetry to improve the rhythm of your everyday speech and be interesting in any situation!

"Beware the Jabberwock, my son!
The jaws that bite, the claws that catch.
Beware the Jubjub bird, and shun
The frumious bandersnatch!"

Understand PHONE conversations in English

source: Benjamin's English Classes       2015年7月15日

# "Yeah, hang on. I'm... Sorry. I'm just talking to my friends on the internet. Okay? Hang on. I'll be a couple of minutes."
# volume
1. Could you speak a little louder please?
2. Sorry, what did you say?
3.Please speak up. I can't hear you very well.
# speed
1. I"m struggling to understand
2. Please, could you speak slower?
# repeat
Sorry, would you mind repeating that?
# Do'n' understand
I"m sorry. I didn't quite catch that. Did you say (that)... / You said... Is that right?

Learn English – Dressing up WRONG!

source:  Learn English with Ronnie!       2015年7月27日
quiz here:

--"Your fly is down or your fly is open." This means on your pants where your little weenie comes out, or where you unzip your pants-zip-it means you forgot to do the zipper up or the buttons up on your pants. Maybe people can see your underwear. Oh, I hope you wore underwear. Oh, god, what could you see? So, one really embarrassing thing that might happen to you is your fly is down, which means-zip-you didn't zip up your pants. So I would say: "Do it up." I don't want to see your tighty whities or your superhero, Superman underwear. Or do I? Do you have Superman underwear? That would be cool. Just do up your fly.

--Huh, my shirt is on inside out. That means that the tag is sticking out and I need to reverse my shirt. So I can say: "My shirt is inside out." So, my mother would tell me: "Put it on properly." Which would mean I would take my shirt off, and put it right side in.

--I've put my pants on backwards. How could...? How could you achieve such a feat? I am pretty spectacular when it comes to getting dressed. So: "My pants are on backwards." And again, you would say to the person: "Put them on properly." Have you ever put your pants on backwards, like not on purpose, by mistake? I've done it. I've ridden my bicycle. I was on my bike, went to the restaurant, went to look in my back pocket, realized my back pocket was my front pocket and went: "Yeah, these are on backwards." That's funny. I hope my fly's not down.

--"Oh, your shoe's on the wrong foot. Put it, put the shoe on the right foot."

--"His mitten is on the wrong hand." Again, we would say: "Put it on the right hand", and the left one, which means the correct hand.

This happens to me a lot. Something has become "untied"-this is an adjective-or "undone". So: "My shoelace is untied/undone." This means the same. So, what you're going to do is you're going to "tie it up".

Maybe somebody at your work is quite fat or chubby and they pop the button their shirt, or they just didn't do up the button and you can see their tummy. Eww, their hairy, hairy tummy. You can say: "His button is undone." or: "Her button is undone." And you would tell the person: "Do it up."
Oh, on the other hand, if a lady says to you... This beautiful lady, Judy Holliday, if she says: "My dress, please undo my dress", you say: -"Yes, ma'am." -"Why, thank you, sailor. Can't do it myself."